Wednesday, November 26, 2025 • Industry and Trends
An electrical panel doesn't show what's really going on inside. From the outside, everything looks perfectly fine. lights and equipment running, no obvious problems. But behind that panel door, a connection could already be coming loose and starting to heat up, building toward a serious problem you won't see until it's too late.
An electrical panel was installed years ago with secure connections. But thermal cycling from daily use causes metal to expand and contract repeatedly. Add vibration, corrosion, and aging, and connections slowly loosen.
A tiny gap forms. Electricity jumps across it, generating heat. That heat degrades the metal further, widening the gap. More resistance. More heat. Damage accelerates exponentially. Hot spots intensify. Plastic components soften, metal oxidizes.Property owners notice nothing until the day they don't.
Thousands of residential fires occur annually from electrical distribution equipment, causing hundreds of deaths, over a thousand injuries, and billions in property damage. Fire represents a major share of claims with substantial severity costs. Beyond payouts, premiums rise sharply, leading to policy shopping, churn, legal risks, and higher reinsurance costs. Commercial customers face business interruption, lost revenue, and potential closure.
The frustrating reality: loose connections are preventable with early detection. Each catastrophic fire begins as a minor repair no one knew was needed.
Your underwriting evaluates building age and claims history, while risk engineers conduct inspections. But visual inspection reveals nothing about internal conditions. By the time discoloration appears, the damage is severe.
Imagine receiving an alert months before a panel catches fire. Your team contacts the customer. An electrician tightens a loose connection. One service call. Major claim prevented.
SureFlow's Electrical Panel Sensor provides continuous oversight through precision temperature sensors on each breaker, detecting abnormal heating before it becomes critical, plus real-time power monitoring identifying consumption anomalies. Installation is quick with no electrical work required.
For insurers, this creates opportunities: premium discounts for monitored properties, reduced payout exposure, improved retention, stand out as a proactive risk partner, and data-driven underwriting decisions.
Every electrical fire claim represents a problem detectable and resolvable for a fraction of the cost. Your policyholders want to prevent disasters. You need to reduce claims. SureFlow bridges that gap.
Panel monitoring is just the beginning. SureFlow offers comprehensive protection for your customers' critical utility infrastructure. Ready to transform your risk management and reduce exposure?
Visit us to explore smart monitoring features and partnership opportunities.
